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Hopper is part of a coalition that advocates for stronger tobacco laws in North Carolina

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Our resource on life insurance for cigar smokers covers the specific cigar underwriting landscape in depth including which carriers are most cigar-friendly, what frequency thresholds matter, and how cotinine results interact with cigar non-smoker class elections

Sensitivities for the ascertainment of current smoking produced by the four algorithms ranged from 59% to 84%, with the lowest sensitivities found when current smoking diagnoses were retrieved from the most recent separation or hospitalisation episode record